Baby Steps.
You need to get each extension working correctly period. So start simple. Get inbound calls routed direct to the ATA. Get that working (lots of people use the 2102, i recommend it the most) so that it can receive and place calls.
What if the XLITE phone calls the 2102 directly? Busy signals? Something is fishy

Perhaps install a second XLITE on another PC in the house, assign it to the 2102, still busy?
Does the issue follow the 2102 or the extensions. IE swap the extensions used by XLITE and the 2102, does the problem follow the extension (Asterisk / FreePBX config issue) or does the problem follow the 2102 (likely ATA configuration issue).
The same then applies to the XLITE phone.
THEN, add ONE of them to a ring group. Get that to work in and outbound. THEN add a second phone. Baby steps.
A packet capture would be ideal, wireshark can display things easily as to whats going on (ladder diagram). If you are savvy, take run a pcap of the SIP traffic between PlugPBX and your phones (only grab SIP) and I can take a quick peek at the signaling worse case.... BUT....start small, work up.... this is complex stuff at times
